Phishing - Fake Requests for Personal Financial Information


(Monika) #1

What is Phishing?

Phishing is a method thieves and con men used to get personal information from you in order to steal your identity and then your money or benefits. Pretending to be from a legitimate retailer, bank, or government agency, the sender asks to “confirm requested people” your personal information for some made-up reason: your account is about to be closed, an order for something has been placed in your name, or your information has been lost because of a computer problem. Typically, you receive an email from a bank asking you to go to its site (with the link provided) to reenter your most personal information. The link takes you to a bogus website! Another tactic phishers use is to say they’re from the fraud departments of well-known companies and ask to verify your information because they suspect you may be a victim of identity theft! In one case, a phisher claimed to be from a state lottery commission and requested people’s banking information to deposit their “winnings” in their accounts.

In short,

  • Phishing almost always involves sending out fake e-mail messages that ask the recipients to enter personal financial information, such as bank account numbers, credit card numbers, passport numbers, etc. into forms on Web sites that are designed to resemble the bank, credit card, or other company who they are claiming to be.

  • Phishing can also happen by phone. You may get a call from someone pretending to be from a company or government agency, making the same kinds of false claims and asking for your personal information.
  • Phishing attacks are brief - they normally last  than a week, and often fake sites are active for only 2 or 3 days.
  • And don't think for a moment that the "sent from" or "reply to" addresses are real.. or really who sent it.

Tags: Phishing Emails,Phishing Phone Calls,#Fake Requests for Personal Financial Information